Announced measuresBudget 2027 · announced 9 October 2026

Bajet 2027: What changes for you?

Malaysia’s announced budget, explained simply. Find the changes that affect you and a practical next step.

Start with your situation ↓Read the full guide →For business owners

These are announced measures. Eligibility, approval and start dates depend on the final rules for each scheme.

Sources checked: 10 October 2026 · Malaysia time

Bajet 2027

The budget at a glance

Federal expenditure

RM459.8b

Operating

RM376.8b

Development

RM83b

Deficit target

3.3%

of GDP

RM510b wider envelope

RM459.8b federal expenditure + RM25b GLIC investment + RM11b public–private investment + RM14.2b statutory-body and MKD-company investment. These investments are not extra household cash aid.

Sources: MOF speech, pp. 84–85; federal total = operating + development

The main announcements, simply explained

Read the short version first. Open a topic for timing, conditions and official sources.

Check your household aid

STR and SARA support continues in 2027. Your amount depends on your approved recipient category.

Timing, conditions & sources

STR and SARA receive RM16 billion. SARA varies by recipient category, with a base amount of up to RM150 a month; additional support for poor and hardcore-poor recipients is listed separately. Non-STR Malaysians aged 18+ are announced to receive RM100 twice.

When: 2027 aid. SARA MADANI payments are estimated for February and August 2027, not confirmed payment days.
Before relying on this benefit: RM150 is not a universal monthly entitlement. Confirm your category and approval; the SARA service page currently describes 2026 rules.

Official information: MySTR / HASiL ↗ · SARA ↗

Sources: MOF summary, p. 2 (category table), HASiL application notice

Check when your pay changes

RM2,000 minimum wage is announced from June 2027, with an exemption for MSMEs with sales below RM50 million.

Timing, conditions & sources

A RM2,000 minimum wage is announced for June 2027. MSMEs with sales below RM50 million are exempted. A separate RM2,500 starting minimum for semi-skilled and graduate jobs is also announced.

When: June 2027 for the RM2,000 measure. Implementation details for the separate RM2,500 framework are pending.
Before relying on this benefit: Coverage depends on your employer and the implementing rules. The RM3,400 living-wage benchmark for GLICs/GLCs is a separate measure, not a universal minimum.

Official information: JTKSM ↗

Sources: MOF summary, p. 4

Prepare for the tax changes

Personal tax relief is proposed to increase to RM12,000, with changes to some tax bands.

Timing, conditions & sources

Personal relief is proposed to rise from RM9,000 to RM12,000. Marginal rates become 18% for chargeable income RM70,001–RM100,000 and 24% for RM100,001–RM150,000. Above RM1 million, the proposed marginal rate is 30%.

When: Proposed from assessment year 2027; do not apply these figures to your 2026 return.
Before relying on this benefit: Chargeable income is after allowable deductions and reliefs. Each marginal rate applies to its band, not your whole salary. Relief reduces taxable income; it is not a cash payment.

Official information: HASiL ↗

Sources: Tax measures, appendices 1–2, pp. 4–6

Check your child’s school aid

Back-to-school aid is announced to rise from RM150 to RM200 per pupil.

Timing, conditions & sources

The education ministry receives RM69 billion. Back-to-school aid rises to RM200 per pupil and school repair and maintenance funding rises to RM2 billion.

When: Budget 2027 announcement. Schools and KPM must confirm distribution dates and procedures.
Before relying on this benefit: The announcement does not confirm a payment date or your child’s eligibility. Ministry allocations are public-service funding, not cash for every family.

Official information: KPM ↗

Sources: MOF summary, p. 24

Review your healthcare options

RM47.7 billion goes to health services. MySalam and PeKa B40 continue; MediAsas is announced for January 2027.

Timing, conditions & sources

Budget 2027 continues MySalam and PeKa B40. The summary describes PeKa B40 screening and treatment support for STR recipients and spouses aged 40+. MediAsas is an affordable basic medical insurance/takaful plan announced for nationwide launch.

When: 2027 announcements; MediAsas launch is announced for January 2027. Check each scheme’s current access rules.
Before relying on this benefit: Coverage depends on the scheme and eligibility checks. A lower-cost insurance plan does not mean all treatment is free; confirm premiums, exclusions and benefits.

Official information: KKM ↗

Sources: MOF summary, pp. 22–23

Check first-home stamp duty

First-home stamp duty exemptions are proposed, with different treatment up to RM500,000 and up to RM750,000.

Timing, conditions & sources

Proposed relief covers loan agreements and transfers: 100% exemption for homes up to RM500,000. For homes above RM500,000 up to RM750,000, the first RM500,000 receives full exemption and the remaining portion receives 50% exemption.

When: Proposed for qualifying sale-and-purchase agreements completed from 1 January 2027 to 31 December 2030.
Before relying on this benefit: First-home and citizenship conditions apply. A RM750,000 home does not receive full exemption on its entire price.

Official information: HASiL ↗

Sources: Tax measures, appendix 16, p. 22

Compare your travel-pass costs

My50 continues at RM50 a month. A separate MyKomuter50 monthly pass is announced for eligible Malaysians.

Timing, conditions & sources

My50 covers 30 days of unlimited travel on the Rapid KL rail and bus network. MyKomuter50 is announced for KTM Komuter. MyRailLife continues for specified children, school pupils and persons with disabilities on covered KTM services.

When: Continuation and new-pass announcements for 2027. Confirm new-pass availability with the operator.
Before relying on this benefit: Rapid KL and KTM are different networks. Check covered routes, citizenship or age conditions, registration and activation dates before buying.

Official information: MOF transport announcements ↗

Sources: MOF summary, p. 27

Compare financing and guarantees

RM32 billion in business financing guarantees is announced through SJPP and CGC.

Timing, conditions & sources

Guarantees help businesses access bank financing. The summary also lists agency financing programmes, including TEKUN Niaga. Financing is repayable; a guarantee helps support a lender’s loan and is not a grant to your business.

When: Budget 2027 announcements; application windows and final terms need lender or agency confirmation.
Before relying on this benefit: Approval is not automatic. Check your business category, repayment ability, fees, security requirements and the specific scheme’s conditions.

Four checks for your business. Loans, guarantees, grants and tax allowances work differently.

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Who it affects: Micro, small and medium business owners

Compare financing and guarantees

What changed: RM32 billion in business financing guarantees is announced through SJPP and CGC.

What you can do now

Prepare registration, accounts, bank statements and a cash-flow forecast. Ask your lender which guarantee or agency facility fits your business, and compare the total repayment cost.

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Timing, conditions & sources

When: Budget 2027 announcements; application windows and final terms need lender or agency confirmation.
Before relying on this benefit: Approval is not automatic. Check your business category, repayment ability, fees, security requirements and the specific scheme’s conditions.

Official information: MOF financing directory ↗

Sources: MOF summary, p. 41; TEKUN, p. 59, TEKUN programme table, p. 59

Who it affects: Companies buying qualifying machinery, ICT or software

Plan equipment and digital investment

What changed: Faster capital allowances for qualifying equipment and software are proposed to continue through 2030.

What you can do now

List planned purchases and obtain itemised quotes. Ask your tax adviser which items qualify, and keep invoices and the asset register before making a tax claim.

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Timing, conditions & sources

The proposal extends accelerated capital allowances for qualifying expenditure from 1 January 2027 to 31 December 2030. This lets qualifying companies claim capital allowances over two years; it is a tax treatment, not reimbursement of the purchase price.

When: Proposed for qualifying capital expenditure in 2027–2030; confirm final tax rules.
Before relying on this benefit: Local-manufacturer conditions apply to specified machinery. Only qualifying ICT, software and related costs are covered; do not assume every subscription or purchase qualifies.

Official information: HASiL ↗

Sources: Tax measures, appendix 28, p. 39

Who it affects: Employers and business owners with staff

Review payroll and staff benefits

What changed: Check minimum-wage coverage and a proposed deduction for employers paying eligible staff’s PTPTN loans.

What you can do now

Review your business’s wage coverage and payroll budget. Ask your tax adviser whether a voluntary PTPTN benefit qualifies before promising it to staff.

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Timing, conditions & sources

The RM2,000 minimum-wage announcement exempts MSMEs with sales below RM50 million. A separate proposal gives a tax deduction for eligible employers’ PTPTN repayments on behalf of staff during 2027–2028.

When: June 2027 for the wage announcement; proposed PTPTN deduction for payments from 1 January 2027 to 31 December 2028.
Before relying on this benefit: Confirm wage coverage under the implementing rules. For the PTPTN proposal, staff must be full-time, cannot be the owner or related to the employer, and cannot be charged in return for the repayment.

Official information: JTKSM ↗ · HASiL ↗

Sources: MOF wage announcement, p. 4, Tax measures, appendix 30, p. 41

Who it affects: Micro businesses and firms preparing to grow or export

Check grants and market support

What changed: SEJAHTERA MADANI grants of up to RM5,000 and export-market support are announced for specified groups.

What you can do now

Prepare a one-page plan explaining the equipment, skills or market you need. Use MOF’s named programmes to find the relevant agency and confirm eligibility before committing money.

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Timing, conditions & sources

The grant announcement targets 40,000 recipients, including micro traders, especially women, rural entrepreneurs and vulnerable groups. Export support includes Malaysia Go Global, Market Development Grant and eBizlink.

When: Budget 2027 announcements. The administering agencies must confirm application windows and eligible expenses.
Before relying on this benefit: A programme allocation is not a grant entitlement for every business. Check target-group restrictions, assessment criteria and whether costs need approval before spending.

Official information: MOF grant and export announcements ↗

Sources: MOF summary, p. 36